When you visit the First Credit & Commerce Corp. website and request information, we may collect information we believe is necessary to provide the services offered by the site and process any transaction you request.

Confidentiality

First Credit & Commerce Corp. maintains safeguards to guard your confidential information. We use EVSSL to secure information and firewalls in addition to keeping applications and critical equipment patched with the latest security updates. Nevertheless, data, including e-mail and electronic communications may be accessed by unauthorized third parties when communicated by you. By transmitting data to First Credit & Commerce Corp., you agree that First Credit & Commerce Corp. is not liable for any unauthorized third party access.

Information Sharing When Permitted or Required by Law

Your information may be shared with others for business purposes or when permitted or required by federal or state law. Information may also be shared when permitted under any separate agreement with you. This may be done to protect against fraud, to report to credit agencies or other finance institutions, respond to subpoenas or when you request us to.

Employee Access

Confidential information is restricted to employees who need access to perform their job. Through training, employees respect customer privacy and access information only for business reasons. Information with commercial clients and transactions may be shared with vendors.

Information Collection

Like most websites, First Credit & Commerce Corp. collects information through web tools such as your IP address, browser type, the date and time of your visit, search queries and the average number of pages viewed.

Use of Cookies

Websites may place permanent cookies or permanent electronic files on your hard drive that collect data. We may use permanent cookies and place a permanent electronic file on your computer which keeps track of web page visits. This information is used to improve our website and provide a better use experience. We may use temporary cookies which automatically deleted at the end of a session or expire. When visiting First Credit & Commerce Corp.’s website, you consent to the use of cookies.